FINANCE
Real-time out-of-policy card transaction blocker
Evaluates every Stripe Issuing authorization the moment it arrives against your merchant-category spend policy.
How it runs
The automated pipeline, trigger to output.
- TriggerStripe Issuing authorization request webhookStripe
- LogicMatch merchant category code against policy table
- ActionApprove or decline the authorization in StripeStripe
- ActionLog decision, MCC, amount, cardholder to PostgresPostgres
- OutputAlert finance Slack channel on declinesSlack
What it does
Intercepts Stripe Issuing authorization requests in real time and decides whether to approve or decline based on your written spend policy. Banned merchant categories (gambling, cash advances, alcohol on travel cards) get declined at the point of sale; everything compliant is approved within Stripe's authorization window. Every decision is logged to Postgres for the audit trail.
When to use it
Run this when you issue corporate cards through Stripe Issuing and want hard enforcement rather than after-the-fact cleanup. It is the right tool when a category is simply not allowed and you would rather the card decline at the register than chase a reimbursement later.
How it works
- 1Stripe sends an `issuing_authorization.request` webhook the instant a cardholder swipes.
- 2A logic step reads the merchant category code and amount, then checks them against the policy table.
- 3If the category is on the banned list, the flow calls Stripe to decline the authorization with a reason.
- 4Otherwise it calls Stripe to approve the authorization.
- 5The decision, MCC, amount, and cardholder are written to Postgres for reporting.
- 6Declines post a short alert to the finance Slack channel so the team knows in the moment.
Set it up
What you configure once, before turning it on.
- 1Connect StripeCustomers, subscriptions, payments.
- 2Connect PostgresAny Postgres URL — query, write, migrate.
- 3Connect SlackChannels, DMs, threads, mentions.
- 4Set each agent's modelWe leave models unset so you pick the tier — fast + cheap, or top-quality.
- 5Tune it to your dataEdit the prompts, filters, and field mappings so it matches how your team works.
- 6Test, then turn it onRun once against a sample, confirm the output, then enable the trigger.
More Finance workflows
Expense Submission Webhook Instant Triage and Routing
Receives each expense submission via webhook the instant it's filed, classifies it as in-policy, needs-review, or hard-violation, and routes it to auto-approval.
Monthly Vendor Spend Anomaly Brief for Finance Leads
Once a month, an agent analyzes the full expense ledger for vendor and category spend anomalies, drafts a narrative brief with the top outliers and likely causes.
Accrual Chase Board in Monday with Per-Owner Tasks
On a schedule it reads open uncoded expenses from Snowflake and creates or updates a Monday item per department owner.
Detect Annual-to-Monthly Downgrade Refunds Owed
Catches subscriptions switched from an annual term to monthly partway through the prepaid year, computes the unused prepaid balance owed back.
Detect Mid-Cycle Plan Change Mischarges and Queue Credit Memos
Listens for Stripe subscription plan changes, recomputes the correct prorated amount.
Overdue Accrual Escalation Emails to Owners and Managers
On a schedule it flags uncoded spend that has stayed open past the chase deadline and emails each delinquent owner via Gmail.
Run it inside a business
This workflow drops into a full company template. Import the org, and this is one of the playbooks its agents run.
Run this workflow in your colony.
14-day trial. No DevOps. No Sales call. Provisioned in under a minute.